When debating whether or not you should purchase travel insurance before a trip, you can expect every travel expert’s answer to be a resounding YES.
Travel is a vessel for unexpected twists and turns, and much of travel - specifically, international travel - is often out of our control. In the same way you insure yourself against the routine of your day-to-day health and needs, why would you not do the same in a lesser-known situation? Travel insurance policies provide peace of mind and protection if anything unexpected happens on your trip. While different travel insurance policies can vary, for the most part, they are designed to cover the costs of interruptions or unexpected situations.
There are many reasons travel insurance is beneficial, but we have narrowed it down to these top three for you!
Reason #1: Travel Insurance protects your money in case of cancellations or lost luggage
If your trip has been canceled for a reason covered under your insurance policy, your hard-earned money towards that trip is protected! Oftentimes, this includes cases of emergencies, cancellations beyond your control, and so on. If you had been putting money aside for this trip, we imagine that is something you would like to avoid losing.
Similarly, when luggage is lost on air travel or possessions are stolen, travel insurance helps cover the costs of replacing those items.
Reason #2: Accidents can - and do - happen when you are traveling
It is an unfortunate truth that we are not untouchable! Whether it is tripping over a curb and hurting your ankle, or a more serious medical incident, travel insurance helps protect you against injury and accident while abroad! Furthermore, your U.S.-based health insurance often does not apply overseas, and travel insurance is designed to fill that gap and apply to situations outside of the U.S. When you purchase travel insurance, you can relax and enjoy your vacation with this peace of mind!
Reason #3: Sometimes, even experts need a little help!
Whether you are a first-time traveler or a seasoned explorer, insurance is a nuisance. Think about your experience navigating healthcare and insurance in the U.S… Now think about navigating that in a foreign country! It doesn’t sound very appealing, does it? With Travel Insurance, you are in a better position to receive assistance and support from the insurance agents and your ELx team if things go awry, as we have more tools at our disposal to advocate for you.
Ready to purchase your insurance and get peace of mind? Contact the ELx team today at info@elxtravel.com and we will help you through the process!